ABOUT THE APP
Bank’d is pioneering the intersection of finance and technology, introducing an immersive 3-D money-learning platform where real-world money meets virtual-world exploration. Bank’d aims to transform financial products for the next generation, making them engaging, interactive, and practical.
Our Benefits
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Savings Goals & Cards
Savings goals, debit cards and more.
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Learn Investing
Practise investing in a simulated market. For learning only, not financial advice.
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Education
A visual money-learning experience for the whole family.
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Security
Protected by industry-leading PCI-DSS standards and banking partners.
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Card Tracking
Optional card tracker accessory — coming soon.
BANK’D
Debit Card
Secure Debit Cards
Debit cards with enhanced security and privacy.
Real Time Alerts
Instant transaction notifications.
Complete Control
Lock, unlock, and manage cards anytime.
Instant Transfers
Send money between wallets instantly.
Spending Limits
Set daily & weekly spending caps.
Block Illicit Purchases
Automatically block suspicious transactions globally.
Blocked Merchants
Block card spending at selected merchants.
Hidden Card Numbers
Protect privacy by hiding card numbers during use.
Choose your card design
The Bank’d Mastercard debit card is issued by Change Financial Payment Services Pty Ltd (ABN 92 651 106 955, AFSL 534901). Kids Money App Pty Ltd (ABN 40 672 025 302) is its Corporate Authorised Representative (No. 001323900). Any advice on this website is general only and doesn’t take into account your objectives, financial situation or needs. Before deciding whether the card is right for you, read the Product Disclosure Statement, Terms and Conditions and Financial Services Guide. Funds you add are held in a pooled account, as described in the PDS. Neither Change Financial nor Kids Money App Pty Ltd is an authorised deposit-taking institution, so balances are not protected by the Financial Claims Scheme. The Target Market Determination is available at changefinancial.com/target-market-determination-tmd.
CHALLENGES
OVER 200 QUESTS
- Dodge crafty scammers hawking “too‑good‑to‑be‑true” crypto schemes.
- Outwit highway‑robber bandits demanding tolls in phantom tokens.
- Earn badges by schooling finance titans like Adam Smith and Warren Buffett.
- Negotiate legendary trades with Cleopatra’s treasury adviser.
- Unravel Benjamin Franklin’s secret budget hacks.
- Sharpen your savvy to spot cons before they start.
The games are free. The card is optional.
Everything in the Bank'd world — the quests, mini-games and learning activities — is free for every family.
When you’re ready, a parent or guardian aged 18 or over can open a Bank’d Wallet for the family, with physical Mastercard debit cards posted to you. The Wallet and cards are issued by our licensed partner Change Financial Payment Services and need a Bank’d subscription ($155.40 a year). See the Bank’d Terms and Conditions for subscription details.
Register InterestThe Bank’d Mastercard debit card is issued by Change Financial Payment Services Pty Ltd (AFSL 534901). Any advice is general only. Read the Product Disclosure Statement before deciding. All other Bank’d features are provided by Kids Money App Pty Ltd and are not provided under Change Financial’s AFSL.
Get your answer
Frequently asked questions
Want to learn more about our platform? have any more questions?
Bank’d is launching in Australia in 2026 as an invite-only pilot program. Register your interest to be included.
Patience, young grasshopper. We’ll teach you smart habits—overnight millionaires are mostly in comic books. But give it time and you’ll be on your way!
Send us a carrier pigeon, post a smoke signal, or just click the “Report Bug” button. Bonus points if you include a screenshot of the bug wearing a tiny hat. Or even easier, please contact us.
- Key areas include software engineering, product design, educational content, and compliance.
- Please submit your résumé and a brief cover and contact us.
- Our team will reach out if a suitable opportunity becomes available.
We continuously review applications for future openings.
